Product Debt Paydown Proposal

Write a proposal to address product debt in {{area}}.

Debt identified: {{debt}}
Business impact: {{impact}}
Resource request: {{request}}

**Proposal Structure:**

**1. Executive Summary**
- Problem statement
- Investment ask
- Expected ROI
- Timeline

**2. Current State**
- Debt inventory
- How we got here
- Growing impact

**3. Business Impact**

*Quantified Costs*
- Engineering velocity impact
- Customer experience impact
- Support cost impact
- Revenue impact

*Qualitative Costs*
- Team morale
- Innovation limitation
- Technical risk

**4. Proposed Solution**
- Approach overview
- Scope and phases
- Resource requirements
- Timeline

**5. Alternative Options**
| Option | Cost | Time | Risk | Recommendation |

**6. Investment Justification**
- Cost of action vs inaction
- Payback period
- Long-term benefits

**7. Success Metrics**
- How we measure improvement
- Milestones
- Reporting cadence

**8. Risk Assessment**
- Execution risks
- Mitigation strategies

**9. Request**
- Specific ask
- Decision needed by
- Next steps if approved